Frequently
Asked Questions

About Fund.me

What does Fund.me do?

Fund.me is a direct lender and offers flexible financing to property investors.

Our Bridge Loans are made for residential property investors looking to fund their next flip or rehab projects. The process is entirely online, closes fast, and offers competitive rates that are often times lower than traditional hard money or private lenders. Automation is effortless and we protect your information at all times. However, when you need help, our loan specialists are there for you at each step of the way.

What is a Bridge Loan?

A bridge loan is a temporary, short-term financing option for home and real estate buyers to secure funding for various projects and deals. The loan gives buyers transition time when selling to buying another home.

When do I get my rate?

Our pre-qualification process only takes about 3 minutes. It’s really simple and you will also get your customized rate immediately. If there are any information change on your end during the process, we’ll simply recalculate and show you your new rate in real time. You don’t have to worry about adjustments or revisions.

How long does it take to close?

We are a direct lender and lend our own funds to you. This allows us to help you close safely and on time. After the closing process, we generally sell loans to our institutional investors and individuals within investor networks.

What loan programs do you offer?

LendingHome offers two programs: Bridge Loans and Consumer Home Loans. Our Bridge Loan program focuses on property investors who need short-term financing for a home they intend to resell for a profit.

What’s the process to get a bridge loan through Fund.me?

It’s straightforward and simple. The process starts with you getting your rate. We’ll ask you a few brief questions about you and the home that you’re interested in. We’ll give you a customized rate in about five minutes. Soon after, you’ll be able to finish a full application within your personalized online dashboard. Easily complete the process by answering a few remaining questions and upload required documents. We’ll make sure you know exactly where you stand at each step in the process and you’ll also be able to easily check the status of the loan through the dashboard.